Side-by-side · Q2 2026 data
Parthenon Federal Credit Union vs Southern Credit Union
Credit union
Parthenon Federal Credit Union
Nashville, Tennessee · Under $100 million in assets
Metric by metric
| Measure | Parthenon Federal Credit Union | Southern Credit Union |
|---|---|---|
| TellerScore | 42 | 43 (stronger) |
| Capital cushion | 100 (stronger) | 68 |
| Loan quality | 0 | 0 |
| Earnings | 0 | 0 |
| Funding & liquidity | 64 | 100 (stronger) |
| Problem-loan coverage | 23 | 76 (stronger) |
| Peer percentile | 4th | 4th |
| Total assets | $17.1M | $18.1M |
| Deposits / shares | $14.2M | $15.9M |
| Capital ratio | 16.12% (stronger) | 11.81% |
| Problem loans | 6.04% | 3.48% (stronger) |
| Net charge-offs | 4.01% | 0.39% (stronger) |
| Return on assets | -3.01% | -0.69% (stronger) |
| Loans ÷ deposits | 96.7% | 46.0% (stronger) |
| Uninsured deposits | 8.9% | 6.6% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Southern Credit Union has the higher TellerScore (43 vs 42). On the 7 directional measures above (where higher or lower is clearly better), Parthenon Federal Credit Union leads on 1 and Southern Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.