Side-by-side · Q2 2026 data
Partners Bank of New England vs Kennebec Savings Bank
Metric by metric
| Measure | Partners Bank of New England | Kennebec Savings Bank |
|---|---|---|
| TellerScore | 76 | 79 (stronger) |
| Capital cushion | 60 | 90 (stronger) |
| Loan quality | 99 (stronger) | 85 |
| Earnings | 77 (stronger) | 75 |
| Funding & liquidity | 56 (stronger) | 43 |
| Problem-loan coverage | 99 (stronger) | 94 |
| Peer percentile | 80th | 88th |
| Total assets | $1.1B | $1.9B |
| Deposits / shares | $847.0M | $1.4B |
| Capital ratio | 10.99% | 13.96% (stronger) |
| Problem loans | 0.04% (stronger) | 0.46% |
| Net charge-offs | 0.00% | -0.00% (stronger) |
| Return on assets | 1.41% (stronger) | 1.37% |
| Loans ÷ deposits | 104.5% (stronger) | 110.8% |
| Uninsured deposits | 11.3% (stronger) | 21.9% |
| Offices | 11 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.7% | — |
Kennebec Savings Bank has the higher TellerScore (79 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Partners Bank of New England leads on 4 and Kennebec Savings Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.