Side-by-side · Q2 2026 data
Pasadena Federal Credit Union vs Sea West Coast Guard Federal Credit Union
Credit union
Sea West Coast Guard Federal Credit Union
Oakland, California · $100 million – $1 billion
Metric by metric
| Measure | Pasadena Federal Credit Union | Sea West Coast Guard Federal Credit Union |
|---|---|---|
| TellerScore | 73 | 83 (stronger) |
| Capital cushion | 61 | 100 (stronger) |
| Loan quality | 91 | 100 (stronger) |
| Earnings | 44 (stronger) | 29 |
| Funding & liquidity | 91 (stronger) | 79 |
| Problem-loan coverage | 97 | 100 (stronger) |
| Peer percentile | 60th | 83rd |
| Total assets | $375.0M | $377.9M |
| Deposits / shares | $322.9M | $299.9M |
| Capital ratio | 11.10% | 20.17% (stronger) |
| Problem loans | 0.28% | 0.01% (stronger) |
| Net charge-offs | 0.30% | 0.06% (stronger) |
| Return on assets | 0.59% (stronger) | 0.22% |
| Loans ÷ deposits | 69.2% (stronger) | 79.4% |
| Uninsured deposits | 8.1% (stronger) | 16.3% |
| Offices | 4 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.0% | 26.8% |
Sea West Coast Guard Federal Credit Union has the higher TellerScore (83 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Pasadena Federal Credit Union leads on 3 and Sea West Coast Guard Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.