TellerScore

Headquartered in Monrovia, California, Pasadena Federal Credit Union is a federal credit union with $375.0M in total assets and $322.9M in member shares and deposits as of Q2 2026. It operates 4 offices. Its charter dates back to 1935.

Based on its Q2 2026 filing, Pasadena Federal Credit Union scores 73/100, which we describe as strong. That is higher than 60% of 1,341 credit unions with $100 million – $1 billion. Among 238 credit unions headquartered in California, it ranks 102nd. Its strongest component is problem-loan coverage (97/100; 1.5%), and its lowest is earnings (44/100; 0.59%).

TellerScore · Q2 2026

Scorecard

Capital cushion61/100
Net worth ratio: 11.10%
Loan quality91/100
Loans 60+ days delinquent ÷ total loans: 0.28%
Earnings44/100
Return on assets (annualized): 0.59%
Funding & liquidity91/100
Loans ÷ shares: 69.2% · 8.1% uninsured
Problem-loan coverage97/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 1.54%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (72 → 73).

TellerScore
606876Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202465
Q3 202469
Q4 202460
Q1 202566
Q2 202572
Q3 202576
Q4 202571
Q1 202674
Q2 202673
Net worth ratio
7.00%9.05%11.10%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 20249.83%
Q3 202410.20%
Q4 202410.61%
Q1 20259.87%
Q2 202510.38%
Q3 202510.79%
Q4 202510.66%
Q1 202610.88%
Q2 202611.10%
Delinquent loans (60+ days)
0.24%0.76%1.29%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.49%
Q3 20240.24%
Q4 20241.29%
Q1 20250.54%
Q2 20250.41%
Q3 20250.38%
Q4 20250.70%
Q1 20260.51%
Q2 20260.28%
Return on assets
0.22%0.61%1.01%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.22%
Q3 20240.32%
Q4 20240.27%
Q1 20250.35%
Q2 20250.72%
Q3 20250.99%
Q4 20250.87%
Q1 20261.01%
Q2 20260.59%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202673$375.0M11.10%0.28%0.59%69.2%
Q1 202674$381.3M10.88%0.51%1.01%65.7%
Q4 202571$380.0M10.66%0.70%0.87%61.8%
Q3 202576$370.1M10.79%0.38%0.99%60.2%
Q2 202572$372.0M10.38%0.41%0.72%60.8%
Q1 202566$381.3M9.87%0.54%0.35%57.9%
Q4 202460$351.5M10.61%1.29%0.27%65.2%
Q3 202469$364.7M10.20%0.24%0.32%64.3%
Q2 202465$374.8M9.83%0.49%0.22%62.9%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio11.10%
46th
Problem loans0.28%
83rd
Net charge-offs0.30%
56th
Return on assets0.59%
38th
Loans to deposits69.2%
62nd
Uninsured deposits8.1%
29th
Loan-loss reserves0.00%
50th
Texas ratio1.5%
81st

Similar-size credit unions in California

InstitutionScoreAssetsCapitalProblem loansCompare
Sea West Coast Guard Federal Credit UnionCredit union Oakland, CA83 out of 100, Strong$377.9M20.2%0.01%vs
Monterey Credit UnionCredit union Monterey, CA50 out of 100, Below average$360.5M8.8%0.97%vs
Matadors Community Credit UnionCredit union Northridge, CA68 out of 100, Moderate$356.1M11.7%0.34%vs
Popa Federal Credit UnionCredit union Cerritos, CA75 out of 100, Strong$404.5M11.8%0.79%vs
Strata Federal Credit UnionCredit union Bakersfield, CA78 out of 100, Strong$344.5M14.2%0.23%vs
Cahp Credit UnionCredit union Sacramento, CA68 out of 100, Moderate$406.7M8.9%0.10%vs

Deposit insurance

Is my money safe at Pasadena Federal Credit Union?

Yes. Pasadena Federal Credit Union is a federally insured credit union (NCUA charter #594). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 8.1% of shares and deposits ($26.2M) are above the $250,000 NCUA insurance limit, above the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 11.10%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

4 locations

Branches

Pasadena Federal Credit Union lists 4 offices in 3 cities. Most locations:

All branch addresses and map

HMDA 2025

Mortgage lending

In 2025, Pasadena Federal Credit Union reported 97 home-loan applications under HMDA (LEI 549300LNJJYJMOPHAH96): 75 originated ($14,795,000 total), 11 denied, and 5 withdrawn or closed by the applicant. Its denial rate on decided applications was 12.0%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Identity & history

Profile

Legal name
Pasadena Federal Credit Union
Type
Federal credit union
NCUA charter #
594
RSSD ID
790879
Primary regulator
NCUA
Established
1935
Headquarters
Po Box 30, Monrovia, CA 91017
Employees
50

Quick answers

Pasadena Federal Credit Union: common questions

Is Pasadena Federal Credit Union NCUA insured?

Yes. Pasadena Federal Credit Union is a federally insured credit union (NCUA charter #594). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Pasadena Federal Credit Union's TellerScore?

73 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Pasadena Federal Credit Union have?

4 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Monrovia

InstitutionScoreAssetsCapitalProblem loansCompare
The Bank of New York Mellon Trust Company, National AssociationBank Los Angeles, CA100 out of 100, Very strong$1.4B63.5%0.00%vs
Asian Pacific National BankBank San Gabriel, CA89 out of 100, Very strong$56.9M20.1%0.00%vs
California Adventist Federal Credit UnionCredit union Glendale, CA89 out of 100, Very strong$44.7M20.1%0.04%vs
American Plus Bank, N.A.Bank Arcadia, CA88 out of 100, Very strong$935.0M16.5%0.04%vs
L. A. Electrical Workers Credit Un. Credit UnionCredit union Pasadena, CA88 out of 100, Very strong$54.8M19.8%0.08%vs
Certified Federal Credit UnionCredit union El Monte, CA88 out of 100, Very strong$925.3M20.7%0.37%vs