Side-by-side · Q2 2026 data
Patent and Trademark Office Federal Credit Union vs Newport News Mun. Emp Credit Union
Credit union
Patent and Trademark Office Federal Credit Union
Alexandria, Virginia · Under $100 million in assets
Credit union
Newport News Mun. Emp Credit Union
Newport News, Virginia · Under $100 million in assets
Metric by metric
| Measure | Patent and Trademark Office Federal Credit Union | Newport News Mun. Emp Credit Union |
|---|---|---|
| TellerScore | 39 | 64 (stronger) |
| Capital cushion | 21 | 53 (stronger) |
| Loan quality | 14 | 45 (stronger) |
| Earnings | 35 | 68 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 67 | 86 (stronger) |
| Peer percentile | 3rd | 28th |
| Total assets | $40.1M | $54.4M |
| Deposits / shares | $37.1M | $49.2M |
| Capital ratio | 7.09% | 10.27% (stronger) |
| Problem loans | 2.59% | 1.64% (stronger) |
| Net charge-offs | 2.53% | 1.24% (stronger) |
| Return on assets | 0.37% | 1.21% (stronger) |
| Loans ÷ deposits | 49.5% | 48.3% (stronger) |
| Uninsured deposits | 8.2% | 3.9% (stronger) |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Newport News Mun. Emp Credit Union has the higher TellerScore (64 vs 39). On the 7 directional measures above (where higher or lower is clearly better), Patent and Trademark Office Federal Credit Union leads on 0 and Newport News Mun. Emp Credit Union on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.