Side-by-side · Q2 2026 data
Paterson Police Federal Credit Union vs N. J. Latvian Federal Credit Union
Credit union
Paterson Police Federal Credit Union
Paterson, New Jersey · Under $100 million in assets
Credit union
N. J. Latvian Federal Credit Union
Freehold, New Jersey · Under $100 million in assets
Metric by metric
| Measure | Paterson Police Federal Credit Union | N. J. Latvian Federal Credit Union |
|---|---|---|
| TellerScore | 66 | 66 |
| Capital cushion | 100 | 100 |
| Loan quality | 19 | 41 (stronger) |
| Earnings | 37 (stronger) | 6 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 91 | 98 (stronger) |
| Peer percentile | 32nd | 32nd |
| Total assets | $4.7M | $4.7M |
| Deposits / shares | $3.8M | $4.1M |
| Capital ratio | 19.89% (stronger) | 16.36% |
| Problem loans | 2.44% | 1.76% (stronger) |
| Net charge-offs | -0.74% (stronger) | 0.00% |
| Return on assets | 0.43% (stronger) | -0.34% |
| Loans ÷ deposits | 44.3% | 8.3% (stronger) |
| Uninsured deposits | 2.9% | 0.0% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Paterson Police Federal Credit Union leads on 3 and N. J. Latvian Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.