Side-by-side · Q2 2026 data
Pathward, National Association vs First Savings Bank
Metric by metric
| Measure | Pathward, National Association | First Savings Bank |
|---|---|---|
| TellerScore | 50 | 83 (stronger) |
| Capital cushion | 49 | 100 (stronger) |
| Loan quality | 0 | 70 (stronger) |
| Earnings | 100 | 100 |
| Funding & liquidity | 75 (stronger) | 38 |
| Problem-loan coverage | 45 | 94 (stronger) |
| Peer percentile | 7th | 94th |
| Total assets | $7.3B | $1.6B |
| Deposits / shares | $6.0B | $1.3B |
| Capital ratio | 9.91% | 19.25% (stronger) |
| Problem loans | 5.28% | 0.90% (stronger) |
| Net charge-offs | 0.86% (stronger) | 4.08% |
| Return on assets | 2.81% (stronger) | 2.61% |
| Loans ÷ deposits | 85.6% (stronger) | 89.6% |
| Uninsured deposits | 12.7% (stronger) | 44.2% |
| Offices | 1 | 24 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 16.1% |
First Savings Bank has the higher TellerScore (83 vs 50). On the 7 directional measures above (where higher or lower is clearly better), Pathward, National Association leads on 4 and First Savings Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.