Side-by-side · Q2 2026 data
Pathway Bank vs City Bank & Trust Co.
Metric by metric
| Measure | Pathway Bank | City Bank & Trust Co. |
|---|---|---|
| TellerScore | 54 | 58 (stronger) |
| Capital cushion | 74 (stronger) | 50 |
| Loan quality | 0 | 68 (stronger) |
| Earnings | 83 (stronger) | 58 |
| Funding & liquidity | 60 (stronger) | 41 |
| Problem-loan coverage | 58 | 85 (stronger) |
| Peer percentile | 10th | 16th |
| Total assets | $338.1M | $323.2M |
| Deposits / shares | $245.5M | $288.4M |
| Capital ratio | 12.43% (stronger) | 10.03% |
| Problem loans | 3.85% | 0.96% (stronger) |
| Net charge-offs | 0.02% (stronger) | 0.03% |
| Return on assets | 1.57% (stronger) | 0.94% |
| Loans ÷ deposits | 97.0% (stronger) | 100.8% |
| Uninsured deposits | 17.5% (stronger) | 31.3% |
| Offices | 5 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 28.6% | 6.2% |
City Bank & Trust Co. has the higher TellerScore (58 vs 54). On the 7 directional measures above (where higher or lower is clearly better), Pathway Bank leads on 5 and City Bank & Trust Co. on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.