The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

From Q2 2025 to Q2 2026, the score fell 13 points (67 → 54), mostly because the loan quality component weakened by 63 points.

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size banks in Nebraska

Yes. Pathway Bank is an FDIC-insured institution (FDIC certificate #1992). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 17.5% of deposits ($42.9M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 12.43%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

Pathway Bank lists 5 offices in 5 cities. Most locations:

• Burwell, NE (1)
• Cairo, NE (1)
• Grand Island, NE (1)
• Lexington, NE (1)
• Ord, NE (1)

All branch addresses and map

In 2025, Pathway Bank reported 69 home-loan applications under HMDA (LEI 549300RMLDF2S89MUC93): 45 originated ($7,435,000 total), 18 denied, and 6 withdrawn or closed by the applicant. Its denial rate on decided applications was 28.6%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

Pathway Bank

Former names

The State Bank of Cairo

Type

State-chartered bank

FDIC certificate #

1992

RSSD ID

73554

Primary regulator

FDIC

Holding company

Pathway Bcorp

Established

January 1, 1910

Headquarters

306 S High St, Cairo, NE 68824

Website

www.pathwaybank.com

Employees

43