Side-by-side · Q2 2026 data
Patriot Bank, National Association vs Latvian Federal Credit Union
Credit union
Latvian Federal Credit Union
Melville, New York · Under $100 million in assets
Metric by metric
| Measure | Patriot Bank, National Association | Latvian Federal Credit Union |
|---|---|---|
| TellerScore | 36 | 88 (stronger) |
| Capital cushion | 46 | 100 (stronger) |
| Loan quality | 8 | 100 (stronger) |
| Earnings | 48 (stronger) | 42 |
| Funding & liquidity | 36 | 100 (stronger) |
| Problem-loan coverage | 56 | 100 (stronger) |
| Peer percentile | 1st | 85th |
| Total assets | $1.3B | $1.8M |
| Deposits / shares | $1.2B | $1.4M |
| Capital ratio | 9.60% | 25.25% (stronger) |
| Problem loans | 2.75% | 0.00% (stronger) |
| Net charge-offs | -0.09% (stronger) | 0.00% |
| Return on assets | 0.70% (stronger) | 0.55% |
| Loans ÷ deposits | 74.5% | 20.4% (stronger) |
| Uninsured deposits | 65.2% | 0.0% (stronger) |
| Offices | 8 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Latvian Federal Credit Union has the higher TellerScore (88 vs 36). On the 7 directional measures above (where higher or lower is clearly better), Patriot Bank, National Association leads on 2 and Latvian Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.