Side-by-side · Q2 2026 data
Patriot Federal Credit Union vs Diamond Credit Union
Metric by metric
| Measure | Patriot Federal Credit Union | Diamond Credit Union |
|---|---|---|
| TellerScore | 76 (stronger) | 75 |
| Capital cushion | 65 (stronger) | 55 |
| Loan quality | 91 (stronger) | 90 |
| Earnings | 63 (stronger) | 58 |
| Funding & liquidity | 78 | 96 (stronger) |
| Problem-loan coverage | 96 | 97 (stronger) |
| Peer percentile | 79th | 75th |
| Total assets | $1.3B | $1.2B |
| Deposits / shares | $1.2B | $1.1B |
| Capital ratio | 11.49% (stronger) | 10.52% |
| Problem loans | 0.26% (stronger) | 0.29% |
| Net charge-offs | 0.29% | 0.27% (stronger) |
| Return on assets | 1.07% (stronger) | 0.96% |
| Loans ÷ deposits | 82.1% | 64.4% (stronger) |
| Uninsured deposits | 11.9% | 6.5% (stronger) |
| Offices | 4 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 28.1% |
Patriot Federal Credit Union has the higher TellerScore (76 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Patriot Federal Credit Union leads on 4 and Diamond Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.