Diamond Credit Union is a federally insured state-chartered credit union headquartered in Pottstown, Pennsylvania, in business for about 79 years. At the end of Q2 2026 it reported $1.2B in total assets and $1.1B in member shares and deposits, with 7 offices.
Diamond Credit Union has a TellerScore of 75 out of 100 (strong) based on Q2 2026 data — higher than 75% of its 454 credit unions with $1 billion – $10 billion. Among 269 credit unions headquartered in Pennsylvania, it ranks 135th. Problem-loan coverage contributes the most (97/100, 1.6%); capital cushion contributes the least (55/100, 10.52%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 2 points (77 → 75), mostly because the earnings component weakened by 9 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 72 |
| Q3 2024 | 73 |
| Q4 2024 | 72 |
| Q1 2025 | 71 |
| Q2 2025 | 77 |
| Q3 2025 | 75 |
| Q4 2025 | 75 |
| Q1 2026 | 73 |
| Q2 2026 | 75 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 10.32% |
| Q3 2024 | 10.36% |
| Q4 2024 | 10.35% |
| Q1 2025 | 10.25% |
| Q2 2025 | 10.48% |
| Q3 2025 | 10.47% |
| Q4 2025 | 10.48% |
| Q1 2026 | 10.43% |
| Q2 2026 | 10.52% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.25% |
| Q3 2024 | 0.25% |
| Q4 2024 | 0.31% |
| Q1 2025 | 0.25% |
| Q2 2025 | 0.24% |
| Q3 2025 | 0.31% |
| Q4 2025 | 0.35% |
| Q1 2026 | 0.30% |
| Q2 2026 | 0.29% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.69% |
| Q3 2024 | 0.76% |
| Q4 2024 | 0.75% |
| Q1 2025 | 0.44% |
| Q2 2025 | 1.18% |
| Q3 2025 | 1.06% |
| Q4 2025 | 1.05% |
| Q1 2026 | 0.73% |
| Q2 2026 | 0.96% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 75 | $1.2B | 10.52% | 0.29% | 0.96% | 64.4% |
| Q1 2026 | 73 | $1.2B | 10.43% | 0.30% | 0.73% | 62.4% |
| Q4 2025 | 75 | $1.2B | 10.48% | 0.35% | 1.05% | 64.8% |
| Q3 2025 | 75 | $1.1B | 10.47% | 0.31% | 1.06% | 66.6% |
| Q2 2025 | 77 | $1.1B | 10.48% | 0.24% | 1.18% | 64.4% |
| Q1 2025 | 71 | $1.1B | 10.25% | 0.25% | 0.44% | 63.5% |
| Q4 2024 | 72 | $1.1B | 10.35% | 0.31% | 0.75% | 67.2% |
| Q3 2024 | 73 | $1.0B | 10.36% | 0.25% | 0.76% | 67.7% |
| Q2 2024 | 72 | $1.0B | 10.32% | 0.25% | 0.69% | 66.4% |
454 peers · $1 billion – $10 billion
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Pennsylvania
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Patriot Federal Credit UnionCredit union Chambersburg, PA | 76 out of 100, Strong | $1.3B | 11.5% | 0.26% | vs |
| People First Federal Credit UnionCredit union Allentown, PA | 51 out of 100, Below average | $1.0B | 7.6% | 1.10% | vs |
| Merck Sharp & Dohme Federal Credit UnionCredit union Chalfont, PA | 71 out of 100, Strong | $1.0B | 9.7% | 0.39% | vs |
| First Commonwealth Federal Credit UnionCredit union Lehigh Valley, PA | 56 out of 100, Moderate | $1.5B | 10.1% | 1.53% | vs |
| Freedom Credit UnionCredit union Warminster, PA | 79 out of 100, Strong | $1.5B | 13.4% | 0.81% | vs |
| Utilities Employees Credit UnionCredit union Reading, PA | 77 out of 100, Strong | $1.5B | 15.7% | 1.26% | vs |
Deposit insurance
Is my money safe at Diamond Credit Union?
Yes. Diamond Credit Union is a federally insured credit union (NCUA charter #68241). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 6.5% of shares and deposits ($70.1M) are above the $250,000 NCUA insurance limit, below the peer median of 9%. Insured balances are protected regardless of the score.
The net worth ratio is 10.52%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.
7 locations
Branches
Diamond Credit Union lists 7 offices in 7 cities. Most locations:
- Birdsboro, PA (1)
- Gilbertsville, PA (1)
- Pottstown, PA (1)
- Royersford, PA (1)
- Temple, PA (1)
- West Reading, PA (1)
- Wyomissing, PA (1)
HMDA 2025
Mortgage lending
In 2025, Diamond Credit Union reported 1,294 home-loan applications under HMDA (LEI 25490053H6JWQDX4RM47): 852 originated ($91,450,000 total), 358 denied, and 19 withdrawn or closed by the applicant. Its denial rate on decided applications was 28.1%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- Diamond Credit Union
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 68241
- RSSD ID
- 748571
- Primary regulator
- State + NCUA
- Established
- 1947
- Headquarters
- 1600 Medical Dr, Pottstown, PA 19464
- Employees
- 222
Quick answers
Diamond Credit Union: common questions
Is Diamond Credit Union NCUA insured?
Yes. Diamond Credit Union is a federally insured credit union (NCUA charter #68241). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Diamond Credit Union's TellerScore?
75 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Diamond Credit Union have?
7 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Pottstown
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| B. Braun Federal Credit UnionCredit union Allentown, PA | 100 out of 100, Very strong | $1.9M | 25.1% | 0.00% | vs |
| Police & Fire Federal Credit UnionCredit union Philadelphia, PA | 96 out of 100, Very strong | $10.2B | 18.6% | 0.24% | vs |
| Upper Darby Belltelco Federal Credit UnionCredit union Upper Darby, PA | 94 out of 100, Very strong | $71.6M | 25.3% | 0.69% | vs |
| SEI Private Trust CompanyBank Oaks, PA | 93 out of 100, Very strong | $208.5M | 80.4% | 0.00% | vs |
| The National Bank of MalvernBank Malvern, PA | 93 out of 100, Very strong | $224.0M | 16.5% | 0.10% | vs |
| Aac Credit UnionCredit union Grand Rapids, MI | 90 out of 100, Very strong | $212.4M | 24.2% | 0.36% | vs |