Side-by-side · Q2 2026 data
Patriot Federal Credit Union vs Franklin Mint Federal Credit Union
Credit union
Franklin Mint Federal Credit Union
Chadds Ford, Pennsylvania · $1 billion – $10 billion
Metric by metric
| Measure | Patriot Federal Credit Union | Franklin Mint Federal Credit Union |
|---|---|---|
| TellerScore | 76 (stronger) | 57 |
| Capital cushion | 65 (stronger) | 37 |
| Loan quality | 91 (stronger) | 72 |
| Earnings | 63 (stronger) | 35 |
| Funding & liquidity | 78 | 80 (stronger) |
| Problem-loan coverage | 96 (stronger) | 85 |
| Peer percentile | 79th | 17th |
| Total assets | $1.3B | $2.2B |
| Deposits / shares | $1.2B | $2.0B |
| Capital ratio | 11.49% (stronger) | 8.66% |
| Problem loans | 0.26% (stronger) | 0.83% |
| Net charge-offs | 0.29% (stronger) | 0.37% |
| Return on assets | 1.07% (stronger) | 0.38% |
| Loans ÷ deposits | 82.1% | 80.0% (stronger) |
| Uninsured deposits | 11.9% | 10.3% (stronger) |
| Offices | 4 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Patriot Federal Credit Union has the higher TellerScore (76 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Patriot Federal Credit Union leads on 5 and Franklin Mint Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.