Side-by-side · Q2 2026 data
Patrons Bank, National Association vs First Family Federal Credit Union
Credit union
First Family Federal Credit Union
Henryetta, Oklahoma · $100 million – $1 billion
Metric by metric
| Measure | Patrons Bank, National Association | First Family Federal Credit Union |
|---|---|---|
| TellerScore | 69 (stronger) | 68 |
| Capital cushion | 58 | 66 (stronger) |
| Loan quality | 73 | 79 (stronger) |
| Earnings | 63 (stronger) | 41 |
| Funding & liquidity | 79 (stronger) | 76 |
| Problem-loan coverage | 90 (stronger) | 89 |
| Peer percentile | 40th | 45th |
| Total assets | $314.5M | $154.4M |
| Deposits / shares | $275.4M | $135.5M |
| Capital ratio | 10.77% | 11.63% (stronger) |
| Problem loans | 0.80% | 0.62% (stronger) |
| Net charge-offs | -0.31% (stronger) | 0.54% |
| Return on assets | 1.08% (stronger) | 0.52% |
| Loans ÷ deposits | 68.2% (stronger) | 83.9% |
| Uninsured deposits | 27.2% | 1.2% (stronger) |
| Offices | 5 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.3% | — |
Patrons Bank, National Association has the higher TellerScore (69 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Patrons Bank, National Association leads on 4 and First Family Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Okmulgee, OK
- Henryetta, OK