Side-by-side · Q2 2026 data
Paul Quinn Federal Credit Union vs Lower East Side People'S Federal Credit Union
Credit union
Paul Quinn Federal Credit Union
Jamaica, New York · Under $100 million in assets
Credit union
Lower East Side People'S Federal Credit Union
New York, New York · Under $100 million in assets
Metric by metric
| Measure | Paul Quinn Federal Credit Union | Lower East Side People'S Federal Credit Union |
|---|---|---|
| TellerScore | 93 (stronger) | 50 |
| Capital cushion | 100 | 100 |
| Loan quality | 100 (stronger) | 0 |
| Earnings | 65 (stronger) | 32 |
| Funding & liquidity | 100 (stronger) | 64 |
| Problem-loan coverage | 100 (stronger) | 41 |
| Peer percentile | 94th | 9th |
| Total assets | $358K | $84.8M |
| Deposits / shares | $251K | $61.8M |
| Capital ratio | 26.10% (stronger) | 21.35% |
| Problem loans | 0.00% (stronger) | 4.45% |
| Net charge-offs | 0.00% (stronger) | 0.40% |
| Return on assets | 1.12% (stronger) | 0.29% |
| Loans ÷ deposits | 19.1% (stronger) | 96.6% |
| Uninsured deposits | 0.0% (stronger) | 3.9% |
| Offices | 1 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Paul Quinn Federal Credit Union has the higher TellerScore (93 vs 50). On the 7 directional measures above (where higher or lower is clearly better), Paul Quinn Federal Credit Union leads on 7 and Lower East Side People'S Federal Credit Union on 0. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.