Side-by-side · Q2 2026 data
PCB Bank vs West Coast Community Bank
Metric by metric
| Measure | PCB Bank | West Coast Community Bank |
|---|---|---|
| TellerScore | 70 | 75 (stronger) |
| Capital cushion | 65 | 70 (stronger) |
| Loan quality | 90 (stronger) | 83 |
| Earnings | 71 | 100 (stronger) |
| Funding & liquidity | 25 | 26 (stronger) |
| Problem-loan coverage | 96 (stronger) | 92 |
| Peer percentile | 58th | 77th |
| Total assets | $3.5B | $2.9B |
| Deposits / shares | $2.9B | $2.5B |
| Capital ratio | 11.54% | 12.05% (stronger) |
| Problem loans | 0.30% (stronger) | 0.50% |
| Net charge-offs | 0.00% (stronger) | 0.39% |
| Return on assets | 1.28% | 2.02% (stronger) |
| Loans ÷ deposits | 98.9% | 88.6% (stronger) |
| Uninsured deposits | 47.9% (stronger) | 56.3% |
| Offices | 19 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 1.4% | — |
West Coast Community Bank has the higher TellerScore (75 vs 70). On the 7 directional measures above (where higher or lower is clearly better), PCB Bank leads on 3 and West Coast Community Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.