Side-by-side · Q2 2026 data
Pcm Credit Union vs First Community CU of Beloit Credit Union
Credit union
First Community CU of Beloit Credit Union
Beloit, Wisconsin · $100 million – $1 billion
Metric by metric
| Measure | Pcm Credit Union | First Community CU of Beloit Credit Union |
|---|---|---|
| TellerScore | 68 (stronger) | 63 |
| Capital cushion | 55 | 57 (stronger) |
| Loan quality | 80 (stronger) | 74 |
| Earnings | 58 (stronger) | 57 |
| Funding & liquidity | 69 (stronger) | 52 |
| Problem-loan coverage | 92 (stronger) | 86 |
| Peer percentile | 45th | 29th |
| Total assets | $514.6M | $410.2M |
| Deposits / shares | $417.6M | $348.1M |
| Capital ratio | 10.52% | 10.69% (stronger) |
| Problem loans | 0.61% (stronger) | 0.77% |
| Net charge-offs | 0.17% (stronger) | 0.30% |
| Return on assets | 0.96% (stronger) | 0.93% |
| Loans ÷ deposits | 87.5% (stronger) | 107.3% |
| Uninsured deposits | 18.0% | 16.0% (stronger) |
| Offices | 1 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.2% | — |
Pcm Credit Union has the higher TellerScore (68 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Pcm Credit Union leads on 5 and First Community CU of Beloit Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.