Side-by-side · Q2 2026 data
Pcm Credit Union vs Superior Choice Credit Union
Metric by metric
| Measure | Pcm Credit Union | Superior Choice Credit Union |
|---|---|---|
| TellerScore | 68 (stronger) | 56 |
| Capital cushion | 55 (stronger) | 25 |
| Loan quality | 80 | 81 (stronger) |
| Earnings | 58 (stronger) | 39 |
| Funding & liquidity | 69 | 79 (stronger) |
| Problem-loan coverage | 92 (stronger) | 89 |
| Peer percentile | 45th | 13th |
| Total assets | $514.6M | $730.3M |
| Deposits / shares | $417.6M | $626.2M |
| Capital ratio | 10.52% (stronger) | 7.54% |
| Problem loans | 0.61% | 0.57% (stronger) |
| Net charge-offs | 0.17% (stronger) | 0.38% |
| Return on assets | 0.96% (stronger) | 0.48% |
| Loans ÷ deposits | 87.5% | 80.8% (stronger) |
| Uninsured deposits | 18.0% | 5.0% (stronger) |
| Offices | 1 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.2% | 22.8% |
Pcm Credit Union has the higher TellerScore (68 vs 56). On the 7 directional measures above (where higher or lower is clearly better), Pcm Credit Union leads on 4 and Superior Choice Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.