Side-by-side · Q2 2026 data
Peach State Federal Credit Union vs Georgia United Credit Union
Credit union
Peach State Federal Credit Union
Lawrenceville, Georgia · $1 billion – $10 billion
Metric by metric
| Measure | Peach State Federal Credit Union | Georgia United Credit Union |
|---|---|---|
| TellerScore | 68 (stronger) | 67 |
| Capital cushion | 42 | 61 (stronger) |
| Loan quality | 89 (stronger) | 70 |
| Earnings | 52 | 58 (stronger) |
| Funding & liquidity | 85 (stronger) | 76 |
| Problem-loan coverage | 95 (stronger) | 86 |
| Peer percentile | 50th | 47th |
| Total assets | $1.1B | $2.5B |
| Deposits / shares | $1.0B | $2.1B |
| Capital ratio | 9.18% | 11.10% (stronger) |
| Problem loans | 0.32% (stronger) | 0.89% |
| Net charge-offs | 0.31% (stronger) | 0.69% |
| Return on assets | 0.80% | 0.96% (stronger) |
| Loans ÷ deposits | 74.9% (stronger) | 84.5% |
| Uninsured deposits | 4.5% (stronger) | 9.4% |
| Offices | 7 | 15 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 30.7% | — |
Peach State Federal Credit Union has the higher TellerScore (68 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Peach State Federal Credit Union leads on 5 and Georgia United Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.