Side-by-side · Q2 2026 data
Peach State Federal Credit Union vs Georgia'S Own Credit Union
Credit union
Peach State Federal Credit Union
Lawrenceville, Georgia · $1 billion – $10 billion
Metric by metric
| Measure | Peach State Federal Credit Union | Georgia'S Own Credit Union |
|---|---|---|
| TellerScore | 68 (stronger) | 50 |
| Capital cushion | 42 | 50 (stronger) |
| Loan quality | 89 (stronger) | 62 |
| Earnings | 52 (stronger) | 0 |
| Funding & liquidity | 85 (stronger) | 72 |
| Problem-loan coverage | 95 (stronger) | 82 |
| Peer percentile | 50th | 6th |
| Total assets | $1.1B | $4.2B |
| Deposits / shares | $1.0B | $3.6B |
| Capital ratio | 9.18% | 9.99% (stronger) |
| Problem loans | 0.32% (stronger) | 1.15% |
| Net charge-offs | 0.31% (stronger) | 2.84% |
| Return on assets | 0.80% (stronger) | -1.12% |
| Loans ÷ deposits | 74.9% (stronger) | 88.3% |
| Uninsured deposits | 4.5% (stronger) | 12.2% |
| Offices | 7 | 15 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 30.7% | — |
Peach State Federal Credit Union has the higher TellerScore (68 vs 50). On the 7 directional measures above (where higher or lower is clearly better), Peach State Federal Credit Union leads on 6 and Georgia'S Own Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.