Side-by-side · Q2 2026 data
Peak Credit Union vs Gesa Credit Union
Metric by metric
| Measure | Peak Credit Union | Gesa Credit Union |
|---|---|---|
| TellerScore | 58 | 59 (stronger) |
| Capital cushion | 63 (stronger) | 43 |
| Loan quality | 59 | 72 (stronger) |
| Earnings | 31 | 48 (stronger) |
| Funding & liquidity | 68 (stronger) | 65 |
| Problem-loan coverage | 81 | 84 (stronger) |
| Peer percentile | 19th | 22nd |
| Total assets | $4.2B | $6.8B |
| Deposits / shares | $3.7B | $5.7B |
| Capital ratio | 11.31% (stronger) | 9.32% |
| Problem loans | 1.22% | 0.84% (stronger) |
| Net charge-offs | 1.41% | 0.59% (stronger) |
| Return on assets | 0.29% | 0.70% (stronger) |
| Loans ÷ deposits | 91.9% (stronger) | 95.2% |
| Uninsured deposits | 10.0% (stronger) | 10.7% |
| Offices | 35 | 31 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Gesa Credit Union has the higher TellerScore (59 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Peak Credit Union leads on 3 and Gesa Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Centralia, WA
- Vancouver, WA
- Tacoma, WA
- Chehalis, WA