Side-by-side · Q2 2026 data
Peak Credit Union vs Our Community Credit Union
Metric by metric
| Measure | Peak Credit Union | Our Community Credit Union |
|---|---|---|
| TellerScore | 58 | 82 (stronger) |
| Capital cushion | 63 | 77 (stronger) |
| Loan quality | 59 | 84 (stronger) |
| Earnings | 31 | 66 (stronger) |
| Funding & liquidity | 68 | 100 (stronger) |
| Problem-loan coverage | 81 | 97 (stronger) |
| Peer percentile | 19th | 82nd |
| Total assets | $4.2B | $638.3M |
| Deposits / shares | $3.7B | $551.8M |
| Capital ratio | 11.31% | 12.67% (stronger) |
| Problem loans | 1.22% | 0.48% (stronger) |
| Net charge-offs | 1.41% | 0.70% (stronger) |
| Return on assets | 0.29% | 1.16% (stronger) |
| Loans ÷ deposits | 91.9% | 40.7% (stronger) |
| Uninsured deposits | 10.0% | 6.0% (stronger) |
| Offices | 35 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Our Community Credit Union has the higher TellerScore (82 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Peak Credit Union leads on 0 and Our Community Credit Union on 7. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.