Side-by-side · Q2 2026 data
Peake Federal Credit Union vs Destinations Credit Union
Metric by metric
| Measure | Peake Federal Credit Union | Destinations Credit Union |
|---|---|---|
| TellerScore | 67 | 79 (stronger) |
| Capital cushion | 36 | 88 (stronger) |
| Loan quality | 94 (stronger) | 84 |
| Earnings | 46 (stronger) | 35 |
| Funding & liquidity | 92 | 100 (stronger) |
| Problem-loan coverage | 97 | 97 |
| Peer percentile | 41st | 62nd |
| Total assets | $534.2M | $65.4M |
| Deposits / shares | $491.0M | $56.7M |
| Capital ratio | 8.64% | 13.76% (stronger) |
| Problem loans | 0.18% (stronger) | 0.48% |
| Net charge-offs | 0.17% (stronger) | 0.48% |
| Return on assets | 0.64% (stronger) | 0.36% |
| Loans ÷ deposits | 67.8% | 48.1% (stronger) |
| Uninsured deposits | 5.9% | 2.5% (stronger) |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Destinations Credit Union has the higher TellerScore (79 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Peake Federal Credit Union leads on 3 and Destinations Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.