TellerScore

Peake Federal Credit Union (NCUA charter #15394) is based in Towson, Maryland. Its Q2 2026 call report shows $534.2M in total assets and $491.0M in member shares and deposits and 3 offices.

Based on its Q2 2026 filing, Peake Federal Credit Union scores 67/100, which we describe as moderate. That is higher than only 41% of 1,341 credit unions with $100 million – $1 billion. Among 60 credit unions headquartered in Maryland, it ranks 29th. Its strongest component is problem-loan coverage (97/100; 1.3%), and its lowest is capital cushion (36/100; 8.64%).

TellerScore · Q2 2026

Scorecard

Capital cushion36/100
Net worth ratio: 8.64%
Loan quality94/100
Loans 60+ days delinquent ÷ total loans: 0.18%
Earnings46/100
Return on assets (annualized): 0.64%
Funding & liquidity92/100
Loans ÷ shares: 67.8% · 5.9% uninsured
Problem-loan coverage97/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 1.30%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 4 points (63 → 67), mostly because the earnings component improved by 14 points.

TellerScore
636668Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202468
Q3 202466
Q4 202463
Q1 202563
Q2 202563
Q3 202564
Q4 202564
Q1 202666
Q2 202667
Net worth ratio
7.00%7.83%8.65%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 20248.47%
Q3 20248.65%
Q4 20248.43%
Q1 20258.25%
Q2 20258.36%
Q3 20258.49%
Q4 20258.50%
Q1 20268.46%
Q2 20268.64%
Delinquent loans (60+ days)
0.14%0.20%0.26%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.19%
Q3 20240.24%
Q4 20240.24%
Q1 20250.14%
Q2 20250.18%
Q3 20250.24%
Q4 20250.26%
Q1 20260.19%
Q2 20260.18%
Return on assets
0.24%0.51%0.78%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.78%
Q3 20240.61%
Q4 20240.31%
Q1 20250.24%
Q2 20250.29%
Q3 20250.37%
Q4 20250.41%
Q1 20260.56%
Q2 20260.64%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202667$534.2M8.64%0.18%0.64%67.8%
Q1 202666$534.2M8.46%0.19%0.56%67.5%
Q4 202564$523.1M8.50%0.26%0.41%68.8%
Q3 202564$515.7M8.49%0.24%0.37%69.6%
Q2 202563$517.2M8.36%0.18%0.29%68.8%
Q1 202563$519.0M8.25%0.14%0.24%67.8%
Q4 202463$503.9M8.43%0.24%0.31%69.9%
Q3 202466$499.9M8.65%0.24%0.61%70.2%
Q2 202468$506.5M8.47%0.19%0.78%68.8%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio8.64%
9th
Problem loans0.18%
91st
Net charge-offs0.17%
74th
Return on assets0.64%
42nd
Loans to deposits67.8%
66th
Uninsured deposits5.9%
50th
Loan-loss reserves0.00%
50th
Texas ratio1.3%
85th

Similar-size credit unions in Maryland

InstitutionScoreAssetsCapitalProblem loansCompare
Freedom of Maryland Federal Credit UnionCredit union Bel Air, MD51 out of 100, Below average$557.4M8.7%1.55%vs
Securityplus Federal Credit UnionCredit union Baltimore, MD53 out of 100, Below average$596.9M10.3%1.45%vs
Fedchoice Federal Credit UnionCredit union Lanham, MD62 out of 100, Moderate$468.7M9.4%0.65%vs
Mid-Atlantic Federal Credit UnionCredit union Germantown, MD66 out of 100, Moderate$443.4M11.0%0.72%vs
Chessie Federal Credit UnionCredit union Cumberland, MD83 out of 100, Strong$434.4M13.8%0.82%vs
Johns Hopkins Federal Credit UnionCredit union Baltimore, MD76 out of 100, Strong$637.3M12.7%0.65%vs

Deposit insurance

Is my money safe at Peake Federal Credit Union?

Yes. Peake Federal Credit Union is a federally insured credit union (NCUA charter #15394). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 5.9% of shares and deposits ($28.9M) are above the $250,000 NCUA insurance limit, close to the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 8.64%, slightly above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

3 locations

Branches

Peake Federal Credit Union lists 3 offices in 2 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Peake Federal Credit Union
Type
Federal credit union
NCUA charter #
15394
RSSD ID
329587
Primary regulator
NCUA
Established
1963
Headquarters
23 W Susquehanna Ave, Towson, MD 21204
Employees
64

Quick answers

Peake Federal Credit Union: common questions

Is Peake Federal Credit Union NCUA insured?

Yes. Peake Federal Credit Union is a federally insured credit union (NCUA charter #15394). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Peake Federal Credit Union's TellerScore?

67 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Peake Federal Credit Union have?

3 offices as of the latest NCUA data.

Nearby

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InstitutionScoreAssetsCapitalProblem loansCompare
Tower Federal Credit UnionCredit union Laurel, MD83 out of 100, Strong$5.0B14.3%0.39%vs
Lm Federal Credit UnionCredit union Baltimore, MD83 out of 100, Strong$60.3M12.4%0.14%vs
BayVanguard BankBank Baltimore, MD80 out of 100, Strong$868.7M17.1%0.48%vs
Homewood Federal Savings BankBank Baltimore, MD80 out of 100, Strong$67.3M26.1%0.00%vs
First Financial of Maryland Federal Credit UnionCredit union Sparks, MD79 out of 100, Strong$1.4B16.7%0.54%vs
Destinations Credit UnionCredit union Baltimore, MD79 out of 100, Strong$65.4M13.8%0.48%vs