Side-by-side · Q2 2026 data
Peapack Private Bank & Trust vs Rutgers Federal Credit Union
Credit union
Rutgers Federal Credit Union
New Brunswick, New Jersey · Under $100 million in assets
Metric by metric
| Measure | Peapack Private Bank & Trust | Rutgers Federal Credit Union |
|---|---|---|
| TellerScore | 53 | 85 (stronger) |
| Capital cushion | 40 | 76 (stronger) |
| Loan quality | 64 | 87 (stronger) |
| Earnings | 54 | 82 (stronger) |
| Funding & liquidity | 43 | 100 (stronger) |
| Problem-loan coverage | 81 | 91 (stronger) |
| Peer percentile | 11th | 77th |
| Total assets | $8.0B | $77.4M |
| Deposits / shares | $7.1B | $67.0M |
| Capital ratio | 8.96% | 12.64% (stronger) |
| Problem loans | 1.07% | 0.39% (stronger) |
| Net charge-offs | 0.53% | 0.52% (stronger) |
| Return on assets | 0.84% | 1.54% (stronger) |
| Loans ÷ deposits | 93.6% | 31.6% (stronger) |
| Uninsured deposits | 36.4% | 6.2% (stronger) |
| Offices | 18 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.3% | — |
Rutgers Federal Credit Union has the higher TellerScore (85 vs 53). On the 7 directional measures above (where higher or lower is clearly better), Peapack Private Bank & Trust leads on 0 and Rutgers Federal Credit Union on 7. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.