Peapack Private Bank & Trust is a state-chartered bank (fed member) headquartered in Bedminster, New Jersey, in business for about 105 years. At the end of Q2 2026 it reported $8.0B in total assets and $7.1B in deposits, with 19 offices across 2 states.
Based on its Q2 2026 filing, Peapack Private Bank & Trust scores 53/100, which we describe as below average. That is higher than only 11% of 897 banks with $1 billion – $10 billion. Among 50 banks headquartered in New Jersey, it ranks 43rd. Its strongest component is problem-loan coverage (81/100; 9.4%), and its lowest is capital cushion (40/100; 8.96%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 7 points (46 → 53), mostly because the loan quality component improved by 30 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 55 |
| Q3 2024 | 55 |
| Q4 2024 | 51 |
| Q1 2025 | 49 |
| Q2 2025 | 46 |
| Q3 2025 | 52 |
| Q4 2025 | 55 |
| Q1 2026 | 55 |
| Q2 2026 | 53 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 11.14% |
| Q3 2024 | 10.99% |
| Q4 2024 | 10.57% |
| Q1 2025 | 10.05% |
| Q2 2025 | 9.99% |
| Q3 2025 | 9.89% |
| Q4 2025 | 9.89% |
| Q1 2026 | 9.02% |
| Q2 2026 | 8.96% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 1.56% |
| Q3 2024 | 1.51% |
| Q4 2024 | 1.81% |
| Q1 2025 | 1.69% |
| Q2 2025 | 1.97% |
| Q3 2025 | 1.40% |
| Q4 2025 | 1.09% |
| Q1 2026 | 0.92% |
| Q2 2026 | 1.07% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.59% |
| Q3 2024 | 0.57% |
| Q4 2024 | 0.59% |
| Q1 2025 | 0.51% |
| Q2 2025 | 0.50% |
| Q3 2025 | 0.53% |
| Q4 2025 | 0.57% |
| Q1 2026 | 0.85% |
| Q2 2026 | 0.84% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 53 | $8.0B | 8.96% | 1.07% | 0.84% | 93.6% |
| Q1 2026 | 55 | $7.7B | 9.02% | 0.92% | 0.85% | 93.3% |
| Q4 2025 | 55 | $7.5B | 9.89% | 1.09% | 0.57% | 93.7% |
| Q3 2025 | 52 | $7.4B | 9.89% | 1.40% | 0.53% | 90.6% |
| Q2 2025 | 46 | $7.2B | 9.99% | 1.97% | 0.50% | 90.0% |
| Q1 2025 | 49 | $7.1B | 10.05% | 1.69% | 0.51% | 90.1% |
| Q4 2024 | 51 | $7.0B | 10.57% | 1.81% | 0.59% | 88.6% |
| Q3 2024 | 55 | $6.8B | 10.99% | 1.51% | 0.57% | 88.1% |
| Q2 2024 | 55 | $6.5B | 11.14% | 1.56% | 0.59% | 91.6% |
897 peers · $1 billion – $10 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in New Jersey
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Kearny BankBank Kearny, NJ | 51 out of 100, Below average | $7.7B | 8.8% | 0.81% | vs |
| Cross River BankBank Fort Lee, NJ | 42 out of 100, Below average | $8.5B | 11.8% | 2.79% | vs |
| First BankBank Hamilton, NJ | 59 out of 100, Moderate | $4.1B | 10.2% | 0.86% | vs |
| Spencer Savings Bank, SLABank Elmwood Park, NJ | 61 out of 100, Moderate | $4.0B | 11.2% | 0.58% | vs |
| Sumitomo Mitsui Trust Bank (U.S.A.) LimitedBank Hoboken, NJ | 85 out of 100, Very strong | $3.9B | 12.7% | 0.00% | vs |
| Manasquan BankBank Manasquan, NJ | 59 out of 100, Moderate | $3.6B | 9.7% | 0.64% | vs |
Deposit insurance
Is my money safe at Peapack Private Bank & Trust?
Yes. Peapack Private Bank & Trust is an FDIC-insured institution (FDIC certificate #11035). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 36.4% of deposits ($2.6B) are above the $250,000 FDIC insurance limit, above the peer median of 31%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 8.96%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 11.65% (benchmark: 10%).
19 locations
Branches
Peapack Private Bank & Trust lists 18 offices in 17 cities across 2 states. Most locations:
- Bedminster, NJ (2)
- Bernardsville, NJ (1)
- Boonton, NJ (1)
- Bridgewater, NJ (1)
- Califon, NJ (1)
- Chester, NJ (1)
- Clinton, NJ (1)
- Garden City, NY (1)
- Gladstone, NJ (1)
- Green Village, NJ (1)
- Long Valley, NJ (1)
- Mendham, NJ (1)
HMDA 2025
Mortgage lending
In 2025, Peapack Private Bank & Trust reported 217 home-loan applications under HMDA (LEI 549300FZJCP0WM3QJH15): 194 originated ($320,850,000 total), 7 denied, and 8 withdrawn or closed by the applicant. Its denial rate on decided applications was 3.3%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- Peapack Private Bank & Trust
- Former names
- Peapack-Gladstone Bank
- Type
- State-chartered bank (Fed member)
- FDIC certificate #
- 11035
- RSSD ID
- 236706
- Primary regulator
- FED
- Holding company
- Peapack-Gladstone Finl Corp
- Established
- September 21, 1921
- Headquarters
- 500 Hills Drive Suite 300, Bedminster, NJ 07921
- Website
- www.peapackprivate.com
- Employees
- 683
Quick answers
Peapack Private Bank & Trust: common questions
Is Peapack Private Bank & Trust FDIC insured?
Yes. Peapack Private Bank & Trust is an FDIC-insured institution (FDIC certificate #11035). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Peapack Private Bank & Trust's TellerScore?
53 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Peapack Private Bank & Trust ever failed?
There is no failure record for FDIC certificate #11035 in the FDIC failed bank list.
How many branches does Peapack Private Bank & Trust have?
19 offices as of the latest FDIC data, in 2 states.
Nearby
Highest-scoring banks and credit unions with branches near Bedminster
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| First National Bank and Trust Company of NewtownBank Newtown, PA | 87 out of 100, Very strong | $1.2B | 12.9% | 0.00% | vs |
| Merck Employees Federal Credit UnionCredit union Rahway, NJ | 86 out of 100, Very strong | $1.7B | 15.4% | 0.30% | vs |
| Healthcare Employees Federal Credit UnionCredit union Princeton, NJ | 86 out of 100, Very strong | $137.2M | 13.6% | 0.62% | vs |
| Linden NJ Police & Firemen Federal Credit UnionCredit union Linden, NJ | 86 out of 100, Very strong | $6.9M | 32.2% | 0.60% | vs |
| Rutgers Federal Credit UnionCredit union New Brunswick, NJ | 85 out of 100, Very strong | $77.4M | 12.6% | 0.39% | vs |
| Public Service Federal Credit UnionCredit union Middlesex, NJ | 84 out of 100, Strong | $40.4M | 15.9% | 1.24% | vs |