Side-by-side · Q2 2026 data
Peapack Private Bank & Trust vs Sumitomo Mitsui Trust Bank (U.S.A.) Limited
Bank
Sumitomo Mitsui Trust Bank (U.S.A.) Limited
Hoboken, New Jersey · $1 billion – $10 billion
Metric by metric
| Measure | Peapack Private Bank & Trust | Sumitomo Mitsui Trust Bank (U.S.A.) Limited |
|---|---|---|
| TellerScore | 53 | 85 (stronger) |
| Capital cushion | 40 | 77 (stronger) |
| Loan quality | 64 | 100 (stronger) |
| Earnings | 54 | 97 (stronger) |
| Funding & liquidity | 43 | 50 (stronger) |
| Problem-loan coverage | 81 | 100 (stronger) |
| Peer percentile | 11th | 97th |
| Total assets | $8.0B | $3.9B |
| Deposits / shares | $7.1B | $3.3B |
| Capital ratio | 8.96% | 12.72% (stronger) |
| Problem loans | 1.07% | 0.00% (stronger) |
| Net charge-offs | 0.53% | 0.00% (stronger) |
| Return on assets | 0.84% | 1.93% (stronger) |
| Loans ÷ deposits | 93.6% | 0.0% (stronger) |
| Uninsured deposits | 36.4% (stronger) | 92.3% |
| Offices | 18 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.3% | — |
Sumitomo Mitsui Trust Bank (U.S.A.) Limited has the higher TellerScore (85 vs 53). On the 7 directional measures above (where higher or lower is clearly better), Peapack Private Bank & Trust leads on 1 and Sumitomo Mitsui Trust Bank (U.S.A.) Limited on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.