Side-by-side · Q2 2026 data
Pecu Credit Union vs America'S Credit Union
Metric by metric
| Measure | Pecu Credit Union | America'S Credit Union |
|---|---|---|
| TellerScore | 86 (stronger) | 76 |
| Capital cushion | 98 | 100 (stronger) |
| Loan quality | 84 (stronger) | 80 |
| Earnings | 57 (stronger) | 21 |
| Funding & liquidity | 100 (stronger) | 83 |
| Problem-loan coverage | 96 (stronger) | 93 |
| Peer percentile | 89th | 68th |
| Total assets | $431.4M | $427.6M |
| Deposits / shares | $368.7M | $362.2M |
| Capital ratio | 14.78% | 15.01% (stronger) |
| Problem loans | 0.47% (stronger) | 0.59% |
| Net charge-offs | 0.45% (stronger) | 0.89% |
| Return on assets | 0.92% (stronger) | 0.02% |
| Loans ÷ deposits | 60.6% (stronger) | 77.4% |
| Uninsured deposits | 10.9% | 5.1% (stronger) |
| Offices | 5 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 20.0% |
Pecu Credit Union has the higher TellerScore (86 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Pecu Credit Union leads on 5 and America'S Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.