Side-by-side · Q2 2026 data
Pee Dee Federal Savings Bank vs Home Federal Savings and Loan Association
Bank
Home Federal Savings and Loan Association
Bamberg, South Carolina · Under $100 million in assets
Metric by metric
| Measure | Pee Dee Federal Savings Bank | Home Federal Savings and Loan Association |
|---|---|---|
| TellerScore | 90 (stronger) | 77 |
| Capital cushion | 100 (stronger) | 94 |
| Loan quality | 91 | 91 |
| Earnings | 60 (stronger) | 35 |
| Funding & liquidity | 100 (stronger) | 64 |
| Problem-loan coverage | 99 (stronger) | 97 |
| Peer percentile | 89th | 58th |
| Total assets | $37.1M | $40.5M |
| Deposits / shares | $29.4M | $33.9M |
| Capital ratio | 20.51% (stronger) | 14.44% |
| Problem loans | 0.27% (stronger) | 0.28% |
| Net charge-offs | 0.06% | 0.00% (stronger) |
| Return on assets | 0.99% (stronger) | 0.38% |
| Loans ÷ deposits | 44.2% (stronger) | 95.8% |
| Uninsured deposits | 3.2% (stronger) | 11.4% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Pee Dee Federal Savings Bank has the higher TellerScore (90 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Pee Dee Federal Savings Bank leads on 6 and Home Federal Savings and Loan Association on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.