TellerScore

Pee Dee Federal Savings Bank is a savings bank headquartered in Marion, South Carolina, in business for about 91 years. At the end of Q2 2026 it reported $37.1M in total assets and $29.4M in deposits, with 1 office.

Based on its Q2 2026 filing, Pee Dee Federal Savings Bank scores 90/100, which we describe as very strong. That is higher than 89% of 546 banks with under $100 million in assets. Among 44 banks headquartered in South Carolina, it ranks 1st. Its strongest component is capital cushion (100/100; 20.51%), and its lowest is earnings (60/100; 0.99%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Tier 1 leverage ratio: 20.51%
Loan quality91/100
Noncurrent loans ÷ total loans: 0.27%
Earnings60/100
Return on assets (annualized): 0.99%
Funding & liquidity100/100
Loans ÷ deposits and uninsured-deposit share: 44.2% · 3.2% uninsured
Problem-loan coverage99/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 0.44%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 3 points (93 → 90), mostly because the loan quality component weakened by 9 points.

TellerScore
909293Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202492
Q3 202492
Q4 202492
Q1 202592
Q2 202593
Q3 202592
Q4 202592
Q1 202691
Q2 202690
Tier 1 leverage ratio
5.00%12.75%20.51%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202418.48%
Q3 202418.80%
Q4 202418.98%
Q1 202519.42%
Q2 202519.99%
Q3 202519.97%
Q4 202519.89%
Q1 202619.83%
Q2 202620.51%
Noncurrent loans
0.00%0.13%0.27%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.00%
Q3 20240.00%
Q4 20240.00%
Q1 20250.00%
Q2 20250.00%
Q3 20250.21%
Q4 20250.04%
Q1 20260.04%
Q2 20260.27%
Return on assets
0.95%1.07%1.18%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.04%
Q3 20241.06%
Q4 20240.95%
Q1 20251.03%
Q2 20251.15%
Q3 20251.18%
Q4 20251.08%
Q1 20260.95%
Q2 20260.99%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202690$37.1M20.51%0.27%0.99%44.2%
Q1 202691$38.2M19.83%0.04%0.95%42.3%
Q4 202592$37.7M19.89%0.04%1.08%44.4%
Q3 202592$37.1M19.97%0.21%1.18%41.4%
Q2 202593$36.2M19.99%0.00%1.15%42.5%
Q1 202592$37.0M19.42%0.00%1.03%39.9%
Q4 202492$37.1M18.98%0.00%0.95%40.0%
Q3 202492$37.9M18.80%0.00%1.06%39.0%
Q2 202492$37.7M18.48%0.00%1.04%39.7%

546 peers · Under $100 million in assets

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio20.51%
86th
Total risk-based capital43.51%
92nd
Problem loans0.27%
54th
Net charge-offs0.06%
23rd
Return on assets0.99%
50th
Net interest margin4.09%
61st
Efficiency ratio76.2%
40th
Loans to deposits44.2%
77th
Uninsured deposits3.2%
97th
Loan-loss reserves4.12%
97th
Texas ratio0.4%
63rd

Similar-size banks in South Carolina

InstitutionScoreAssetsCapitalProblem loansCompare
Kingstree Federal Savings and Loan AssociationBank Kingstree, SC44 out of 100, Below average$39.3M12.1%2.53%vs
Home Federal Savings and Loan AssociationBank Bamberg, SC77 out of 100, Strong$40.5M14.4%0.28%vs

Deposit insurance

Is my money safe at Pee Dee Federal Savings Bank?

Yes. Pee Dee Federal Savings Bank is an FDIC-insured institution (FDIC certificate #29582). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 3.2% of deposits ($934K) are above the $250,000 FDIC insurance limit, below the peer median of 16%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 20.51%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 43.51% (benchmark: 10%).

Check how much of your own balance is covered

1 location

Branches

Pee Dee Federal Savings Bank lists 1 office in 1 city. Most locations:

  • Marion, SC (1)

All branch addresses and map

Identity & history

Profile

Legal name
Pee Dee Federal Savings Bank
Former names
Pee Dee Federal Savings and Loan Association
Type
Savings bank
FDIC certificate #
29582
RSSD ID
515979
Primary regulator
OCC
Established
December 11, 1935
Headquarters
106 Ne Court St, Marion, SC 29571
Employees
7

Quick answers

Pee Dee Federal Savings Bank: common questions

Is Pee Dee Federal Savings Bank FDIC insured?

Yes. Pee Dee Federal Savings Bank is an FDIC-insured institution (FDIC certificate #29582). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Pee Dee Federal Savings Bank's TellerScore?

90 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Pee Dee Federal Savings Bank ever failed?

There is no failure record for FDIC certificate #29582 in the FDIC failed bank list.

How many branches does Pee Dee Federal Savings Bank have?

1 office as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Marion

InstitutionScoreAssetsCapitalProblem loansCompare
Carolina Bank & Trust Co.Bank Lamar, SC83 out of 100, Strong$844.6M13.5%0.41%vs
The Conway National BankBank Conway, SC79 out of 100, Strong$2.0B10.2%0.02%vs
S C I Federal Credit UnionCredit union Florence, SC76 out of 100, Strong$23.6M14.2%0.36%vs
The Citizens BankBank Olanta, SC74 out of 100, Strong$1.1B9.9%0.18%vs
First BankBank Southern Pines, NC74 out of 100, Strong$13.0B11.5%0.49%vs
Safe Federal Credit UnionCredit union Sumter, SC73 out of 100, Strong$2.0B11.0%0.63%vs