Side-by-side · Q2 2026 data
Pendleton Community Bank, Inc. vs Burke & Herbert Bank & Trust Company
Metric by metric
| Measure | Pendleton Community Bank, Inc. | Burke & Herbert Bank & Trust Company |
|---|---|---|
| TellerScore | 61 | 65 (stronger) |
| Capital cushion | 37 | 73 (stronger) |
| Loan quality | 72 (stronger) | 60 |
| Earnings | 69 (stronger) | 62 |
| Funding & liquidity | 62 (stronger) | 50 |
| Problem-loan coverage | 85 | 86 (stronger) |
| Peer percentile | 20th | 54th |
| Total assets | $849.7M | $11.0B |
| Deposits / shares | $718.6M | $9.0B |
| Capital ratio | 8.67% | 12.26% (stronger) |
| Problem loans | 0.85% (stronger) | 1.19% |
| Net charge-offs | 0.22% | 0.04% (stronger) |
| Return on assets | 1.23% (stronger) | 1.06% |
| Loans ÷ deposits | 98.2% | 87.9% (stronger) |
| Uninsured deposits | 14.7% (stronger) | 35.1% |
| Offices | 15 | 101 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.0% | 15.9% |
Burke & Herbert Bank & Trust Company has the higher TellerScore (65 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Pendleton Community Bank, Inc. leads on 3 and Burke & Herbert Bank & Trust Company on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Harrisonburg, VA
- Beckley, WV
- Franklin, WV
- Moorefield, WV
- Petersburg, WV