TellerScore

Side-by-side · Q2 2026 data

Pendleton Community Bank, Inc. vs CNB Bank, Inc.

Bank

Pendleton Community Bank, Inc.

Franklin, West Virginia · $100 million – $1 billion

61of 100
Moderate

Bank

CNB Bank, Inc.

Berkeley Springs, West Virginia · $100 million – $1 billion

70of 100
Strong

Metric by metric

MeasurePendleton Community Bank, Inc.CNB Bank, Inc.
TellerScore6170 (stronger)
Capital cushion3745 (stronger)
Loan quality7297 (stronger)
Earnings69 (stronger)62
Funding & liquidity6263 (stronger)
Problem-loan coverage8599 (stronger)
Peer percentile20th43rd
Total assets$849.7M$805.7M
Deposits / shares$718.6M$652.5M
Capital ratio8.67%9.50% (stronger)
Problem loans0.85%0.09% (stronger)
Net charge-offs0.22%-0.00% (stronger)
Return on assets1.23% (stronger)1.05%
Loans ÷ deposits98.2%88.6% (stronger)
Uninsured deposits14.7% (stronger)23.1%
Offices159
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)13.0%9.5%

CNB Bank, Inc. has the higher TellerScore (70 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Pendleton Community Bank, Inc. leads on 2 and CNB Bank, Inc. on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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