Side-by-side · Q2 2026 data
Pendleton Community Bank, Inc. vs Jefferson Security Bank
Metric by metric
| Measure | Pendleton Community Bank, Inc. | Jefferson Security Bank |
|---|---|---|
| TellerScore | 61 | 69 (stronger) |
| Capital cushion | 37 (stronger) | 34 |
| Loan quality | 72 | 100 (stronger) |
| Earnings | 69 (stronger) | 60 |
| Funding & liquidity | 62 | 76 (stronger) |
| Problem-loan coverage | 85 | 100 (stronger) |
| Peer percentile | 20th | 40th |
| Total assets | $849.7M | $566.1M |
| Deposits / shares | $718.6M | $522.5M |
| Capital ratio | 8.67% (stronger) | 8.39% |
| Problem loans | 0.85% | 0.01% (stronger) |
| Net charge-offs | 0.22% | 0.01% (stronger) |
| Return on assets | 1.23% (stronger) | 1.01% |
| Loans ÷ deposits | 98.2% | 78.8% (stronger) |
| Uninsured deposits | 14.7% (stronger) | 20.2% |
| Offices | 15 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.0% | 10.6% |
Jefferson Security Bank has the higher TellerScore (69 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Pendleton Community Bank, Inc. leads on 3 and Jefferson Security Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.