Side-by-side · Q2 2026 data
Pendleton Community Bank, Inc. vs The Blue Grass Valley Bank
Metric by metric
| Measure | Pendleton Community Bank, Inc. | The Blue Grass Valley Bank |
|---|---|---|
| TellerScore | 61 | 61 |
| Capital cushion | 37 | 50 (stronger) |
| Loan quality | 72 (stronger) | 60 |
| Earnings | 69 (stronger) | 41 |
| Funding & liquidity | 62 | 96 (stronger) |
| Problem-loan coverage | 85 | 87 (stronger) |
| Peer percentile | 20th | 19th |
| Total assets | $849.7M | $59.9M |
| Deposits / shares | $718.6M | $53.6M |
| Capital ratio | 8.67% | 9.97% (stronger) |
| Problem loans | 0.85% (stronger) | 1.20% |
| Net charge-offs | 0.22% | -0.01% (stronger) |
| Return on assets | 1.23% (stronger) | 0.54% |
| Loans ÷ deposits | 98.2% | 64.1% (stronger) |
| Uninsured deposits | 14.7% | 5.9% (stronger) |
| Offices | 15 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.0% | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Pendleton Community Bank, Inc. leads on 2 and The Blue Grass Valley Bank on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.