Side-by-side · Q2 2026 data
Peninsula Community Federal Credit Union vs People'S Community Federal Credit Union
Credit union
Peninsula Community Federal Credit Union
Shelton, Washington · $100 million – $1 billion
Credit union
People'S Community Federal Credit Union
Vancouver, Washington · $100 million – $1 billion
Metric by metric
| Measure | Peninsula Community Federal Credit Union | People'S Community Federal Credit Union |
|---|---|---|
| TellerScore | 68 | 71 (stronger) |
| Capital cushion | 67 | 100 (stronger) |
| Loan quality | 65 (stronger) | 23 |
| Earnings | 50 | 57 (stronger) |
| Funding & liquidity | 84 | 100 (stronger) |
| Problem-loan coverage | 88 (stronger) | 86 |
| Peer percentile | 45th | 54th |
| Total assets | $304.2M | $269.1M |
| Deposits / shares | $267.4M | $236.7M |
| Capital ratio | 11.74% | 15.51% (stronger) |
| Problem loans | 1.06% (stronger) | 2.32% |
| Net charge-offs | 0.86% | 0.01% (stronger) |
| Return on assets | 0.76% | 0.92% (stronger) |
| Loans ÷ deposits | 76.2% | 51.8% (stronger) |
| Uninsured deposits | 2.9% (stronger) | 3.8% |
| Offices | 5 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 42.9% |
People'S Community Federal Credit Union has the higher TellerScore (71 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Peninsula Community Federal Credit Union leads on 2 and People'S Community Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.