Headquartered in Vancouver, Washington, People'S Community Federal Credit Union is a federal credit union with $269.1M in total assets and $236.7M in member shares and deposits as of Q2 2026. It operates 5 offices. Its charter dates back to 1952.
People'S Community Federal Credit Union has a TellerScore of 71 out of 100 (strong) based on Q2 2026 data — higher than 54% of its 1,341 credit unions with $100 million – $1 billion. Among 73 credit unions headquartered in Washington, it ranks 33rd. Capital cushion contributes the most (100/100, 15.51%); loan quality contributes the least (23/100, 2.32%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 19 points (90 → 71), mostly because the loan quality component weakened by 77 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 86 |
| Q3 2024 | 88 |
| Q4 2024 | 86 |
| Q1 2025 | 87 |
| Q2 2025 | 90 |
| Q3 2025 | 92 |
| Q4 2025 | 91 |
| Q1 2026 | 69 |
| Q2 2026 | 71 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 13.60% |
| Q3 2024 | 14.01% |
| Q4 2024 | 14.03% |
| Q1 2025 | 13.88% |
| Q2 2025 | 14.55% |
| Q3 2025 | 14.91% |
| Q4 2025 | 14.68% |
| Q1 2026 | 14.71% |
| Q2 2026 | 15.51% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 0.00% |
| Q4 2024 | 0.19% |
| Q1 2025 | 0.00% |
| Q2 2025 | 0.00% |
| Q3 2025 | 0.00% |
| Q4 2025 | 0.00% |
| Q1 2026 | 2.41% |
| Q2 2026 | 2.32% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.83% |
| Q3 2024 | 0.82% |
| Q4 2024 | 0.79% |
| Q1 2025 | 0.80% |
| Q2 2025 | 0.90% |
| Q3 2025 | 1.00% |
| Q4 2025 | 0.94% |
| Q1 2026 | 0.86% |
| Q2 2026 | 0.92% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 71 | $269.1M | 15.51% | 2.32% | 0.92% | 51.8% |
| Q1 2026 | 69 | $279.3M | 14.71% | 2.41% | 0.86% | 47.8% |
| Q4 2025 | 91 | $280.6M | 14.68% | 0.00% | 0.94% | 47.2% |
| Q3 2025 | 92 | $272.3M | 14.91% | 0.00% | 1.00% | 49.1% |
| Q2 2025 | 90 | $273.5M | 14.55% | 0.00% | 0.90% | 48.8% |
| Q1 2025 | 87 | $281.8M | 13.88% | 0.00% | 0.80% | 46.7% |
| Q4 2024 | 86 | $274.8M | 14.03% | 0.19% | 0.79% | 46.8% |
| Q3 2024 | 88 | $271.7M | 14.01% | 0.00% | 0.82% | 47.7% |
| Q2 2024 | 86 | $275.9M | 13.60% | 0.00% | 0.83% | 47.6% |
1,341 peers · $100 million – $1 billion
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Washington
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Puget Sound CooperativeCredit union Bellevue, WA | 65 out of 100, Moderate | $273.8M | 11.2% | 0.57% | vs |
| Peninsula Community Federal Credit UnionCredit union Shelton, WA | 68 out of 100, Moderate | $304.2M | 11.7% | 1.06% | vs |
| Northwest Plus Credit UnionCredit union Everett, WA | 77 out of 100, Strong | $315.2M | 13.6% | 0.80% | vs |
| Canopy Federal Credit UnionCredit union Spokane, WA | 51 out of 100, Below average | $222.0M | 9.0% | 0.86% | vs |
| Great Northwest Federal Credit UnionCredit union Aberdeen, WA | 86 out of 100, Very strong | $374.8M | 17.1% | 0.75% | vs |
| Mountaincrest Credit UnionCredit union Arlington, WA | 67 out of 100, Moderate | $152.9M | 14.4% | 2.22% | vs |
Deposit insurance
Is my money safe at People'S Community Federal Credit Union?
Yes. People'S Community Federal Credit Union is a federally insured credit union (NCUA charter #24713). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 3.8% of shares and deposits ($8.9M) are above the $250,000 NCUA insurance limit, below the peer median of 6%. Insured balances are protected regardless of the score.
The net worth ratio is 15.51%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
5 locations
Branches
People'S Community Federal Credit Union lists 5 offices in 3 cities. Most locations:
- Vancouver, WA (3)
- Battle Ground, WA (1)
- Ridgefield, WA (1)
HMDA 2025
Mortgage lending
In 2025, People'S Community Federal Credit Union reported 7 home-loan applications under HMDA (LEI 254900MRUZFHXLEPLR52): 4 originated ($540,000 total), 3 denied, and 0 withdrawn or closed by the applicant. Its denial rate on decided applications was 42.9%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- People'S Community Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 24713
- RSSD ID
- 419282
- Primary regulator
- NCUA
- Established
- 1952
- Headquarters
- Po Box 764, Vancouver, WA 98666
- Employees
- 39
Quick answers
People'S Community Federal Credit Union: common questions
Is People'S Community Federal Credit Union NCUA insured?
Yes. People'S Community Federal Credit Union is a federally insured credit union (NCUA charter #24713). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is People'S Community Federal Credit Union's TellerScore?
71 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does People'S Community Federal Credit Union have?
5 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Vancouver
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Longshoremen'S Local 4 Federal Credit UnionCredit union Vancouver, WA | 94 out of 100, Very strong | $39.3M | 23.8% | 0.33% | vs |
| Operating Engineers Local Union #3 Federal Credit UnionCredit union Livermore, CA | 92 out of 100, Very strong | $1.7B | 15.5% | 0.60% | vs |
| Cascade Federal Credit UnionCredit union Kent, WA | 88 out of 100, Very strong | $392.6M | 13.3% | 0.79% | vs |
| Consolidated Federal Credit UnionCredit union Portland, OR | 88 out of 100, Very strong | $833.7M | 15.3% | 0.27% | vs |
| First Community Credit UnionCredit union Coquille, OR | 86 out of 100, Very strong | $1.9B | 13.3% | 0.04% | vs |
| Castparts Employees Federal Credit UnionCredit union Portland, OR | 85 out of 100, Very strong | $79.9M | 15.7% | 0.84% | vs |