Side-by-side · Q2 2026 data
Peninsula Federal Credit Union vs Ignite Credit Union
Metric by metric
| Measure | Peninsula Federal Credit Union | Ignite Credit Union |
|---|---|---|
| TellerScore | 58 (stronger) | 55 |
| Capital cushion | 40 | 51 (stronger) |
| Loan quality | 69 (stronger) | 64 |
| Earnings | 49 (stronger) | 21 |
| Funding & liquidity | 69 | 73 (stronger) |
| Problem-loan coverage | 83 | 83 |
| Peer percentile | 16th | 12th |
| Total assets | $355.7M | $379.9M |
| Deposits / shares | $321.0M | $336.7M |
| Capital ratio | 9.03% | 10.07% (stronger) |
| Problem loans | 0.94% (stronger) | 1.08% |
| Net charge-offs | 0.63% | 0.50% (stronger) |
| Return on assets | 0.73% (stronger) | 0.02% |
| Loans ÷ deposits | 91.2% | 87.1% (stronger) |
| Uninsured deposits | 7.7% | 5.9% (stronger) |
| Offices | 4 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 17.8% |
Peninsula Federal Credit Union has the higher TellerScore (58 vs 55). On the 7 directional measures above (where higher or lower is clearly better), Peninsula Federal Credit Union leads on 3 and Ignite Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.