Side-by-side · Q2 2026 data
Penlanco Federal Credit Union vs VA Pittsburgh Employees Federal Credit Union
Credit union
Penlanco Federal Credit Union
Lancaster, Pennsylvania · Under $100 million in assets
Credit union
VA Pittsburgh Employees Federal Credit Union
Pittsburgh, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | Penlanco Federal Credit Union | VA Pittsburgh Employees Federal Credit Union |
|---|---|---|
| TellerScore | 77 | 98 (stronger) |
| Capital cushion | 75 | 100 (stronger) |
| Loan quality | 95 | 95 |
| Earnings | 37 | 98 (stronger) |
| Funding & liquidity | 87 | 100 (stronger) |
| Problem-loan coverage | 98 | 100 (stronger) |
| Peer percentile | 57th | 98th |
| Total assets | $26.9M | $26.8M |
| Deposits / shares | $23.5M | $22.2M |
| Capital ratio | 12.49% | 17.63% (stronger) |
| Problem loans | 0.15% | 0.15% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.33% |
| Return on assets | 0.41% | 1.95% (stronger) |
| Loans ÷ deposits | 73.5% | 26.6% (stronger) |
| Uninsured deposits | 7.4% | 1.9% (stronger) |
| Offices | 0 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
VA Pittsburgh Employees Federal Credit Union has the higher TellerScore (98 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Penlanco Federal Credit Union leads on 1 and VA Pittsburgh Employees Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.