Side-by-side · Q2 2026 data
Penn East Federal Credit Union vs Citymark Federal Credit Union
Credit union
Citymark Federal Credit Union
Plains, Pennsylvania · $100 million – $1 billion
Metric by metric
| Measure | Penn East Federal Credit Union | Citymark Federal Credit Union |
|---|---|---|
| TellerScore | 74 | 86 (stronger) |
| Capital cushion | 56 | 100 (stronger) |
| Loan quality | 93 (stronger) | 71 |
| Earnings | 46 | 83 (stronger) |
| Funding & liquidity | 100 (stronger) | 86 |
| Problem-loan coverage | 98 (stronger) | 90 |
| Peer percentile | 63rd | 89th |
| Total assets | $280.4M | $152.2M |
| Deposits / shares | $257.0M | $127.5M |
| Capital ratio | 10.57% | 16.23% (stronger) |
| Problem loans | 0.20% (stronger) | 0.88% |
| Net charge-offs | 0.13% (stronger) | 0.57% |
| Return on assets | 0.65% | 1.57% (stronger) |
| Loans ÷ deposits | 48.9% (stronger) | 74.7% |
| Uninsured deposits | 3.8% (stronger) | 12.0% |
| Offices | 3 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 15.4% | 14.0% |
Citymark Federal Credit Union has the higher TellerScore (86 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Penn East Federal Credit Union leads on 4 and Citymark Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.