TellerScore

Citymark Federal Credit Union (NCUA charter #14074) is based in Plains, Pennsylvania. Its Q2 2026 call report shows $152.2M in total assets and $127.5M in member shares and deposits and 6 offices.

Based on its Q2 2026 filing, Citymark Federal Credit Union scores 86/100, which we describe as very strong. That is higher than 89% of 1,341 credit unions with $100 million – $1 billion. Among 269 credit unions headquartered in Pennsylvania, it ranks 61st. Its strongest component is capital cushion (100/100; 16.23%), and its lowest is loan quality (71/100; 0.88%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 16.23%
Loan quality71/100
Loans 60+ days delinquent ÷ total loans: 0.88%
Earnings83/100
Return on assets (annualized): 1.57%
Funding & liquidity86/100
Loans ÷ shares: 74.7% · 12.0% uninsured
Problem-loan coverage90/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 4.79%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 7 points (93 → 86), mostly because the earnings component weakened by 17 points.

TellerScore
869093Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202487
Q3 202486
Q4 202490
Q1 202591
Q2 202593
Q3 202593
Q4 202588
Q1 202686
Q2 202686
Net worth ratio
7.00%12.04%17.09%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202416.44%
Q3 202416.48%
Q4 202417.09%
Q1 202515.71%
Q2 202516.00%
Q3 202516.60%
Q4 202516.32%
Q1 202616.29%
Q2 202616.23%
Delinquent loans (60+ days)
0.41%0.74%1.06%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.92%
Q3 20241.01%
Q4 20240.54%
Q1 20250.65%
Q2 20250.41%
Q3 20250.44%
Q4 20250.94%
Q1 20261.06%
Q2 20260.88%
Return on assets
1.57%1.94%2.30%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20242.21%
Q3 20242.28%
Q4 20242.20%
Q1 20252.16%
Q2 20252.30%
Q3 20252.30%
Q4 20252.08%
Q1 20261.74%
Q2 20261.57%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202686$152.2M16.23%0.88%1.57%74.7%
Q1 202686$148.3M16.29%1.06%1.74%75.7%
Q4 202588$144.1M16.32%0.94%2.08%79.1%
Q3 202593$137.9M16.60%0.44%2.30%82.1%
Q2 202593$138.1M16.00%0.41%2.30%80.2%
Q1 202591$135.3M15.71%0.65%2.16%81.7%
Q4 202490$114.1M17.09%0.54%2.20%92.1%
Q3 202486$114.7M16.48%1.01%2.28%89.9%
Q2 202487$110.8M16.44%0.92%2.21%92.6%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio16.23%
91st
Problem loans0.88%
37th
Net charge-offs0.57%
28th
Return on assets1.57%
90th
Loans to deposits74.7%
53rd
Uninsured deposits12.0%
10th
Loan-loss reserves0.00%
50th
Texas ratio4.8%
42nd

Similar-size credit unions in Pennsylvania

InstitutionScoreAssetsCapitalProblem loansCompare
Horizon Federal Credit UnionCredit union Williamsport, PA41 out of 100, Below average$152.4M9.0%2.32%vs
Grove City Area Federal Credit UnionCredit union Grove City, PA87 out of 100, Very strong$152.8M15.3%1.33%vs
Arc Federal Credit UnionCredit union Altoona, PA79 out of 100, Strong$154.0M13.3%1.32%vs
Tendto Federal Credit UnionCredit union Erie, PA61 out of 100, Moderate$141.3M8.3%0.51%vs
The One Federal Credit UnionCredit union Meadville, PA61 out of 100, Moderate$139.3M8.7%0.38%vs
Pennsylvania Central Federal Credit UnionCredit union Harrisburg, PA70 out of 100, Strong$138.9M10.6%0.63%vs

Deposit insurance

Is my money safe at Citymark Federal Credit Union?

Yes. Citymark Federal Credit Union is a federally insured credit union (NCUA charter #14074). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 12.0% of shares and deposits ($15.3M) are above the $250,000 NCUA insurance limit, above the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 16.23%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

6 locations

Branches

Citymark Federal Credit Union lists 6 offices in 4 cities. Most locations:

All branch addresses and map

HMDA 2025

Mortgage lending

In 2025, Citymark Federal Credit Union reported 57 home-loan applications under HMDA (LEI 254900TNWPAJO9ECH811): 43 originated ($4,185,000 total), 7 denied, and 7 withdrawn or closed by the applicant. Its denial rate on decided applications was 14.0%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Identity & history

Profile

Legal name
Citymark Federal Credit Union
Type
Federal credit union
NCUA charter #
14074
RSSD ID
456689
Primary regulator
NCUA
Established
1960
Headquarters
225 S River St, Plains, PA 18705
Employees
25

Quick answers

Citymark Federal Credit Union: common questions

Is Citymark Federal Credit Union NCUA insured?

Yes. Citymark Federal Credit Union is a federally insured credit union (NCUA charter #14074). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Citymark Federal Credit Union's TellerScore?

86 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Citymark Federal Credit Union have?

6 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Plains

InstitutionScoreAssetsCapitalProblem loansCompare
P & G Mehoopany Employees Federal Credit UnionCredit union Tunkhannock, PA95 out of 100, Very strong$195.3M14.8%0.14%vs
Corner Post Federal Credit UnionCredit union Wilkes Barre, PA92 out of 100, Very strong$99.4M17.7%0.91%vs
Ufcw Community Federal Credit UnionCredit union Wyoming, PA86 out of 100, Very strong$181.4M15.3%1.18%vs
The Honesdale National BankBank Honesdale, PA84 out of 100, Strong$1.2B13.7%0.24%vs
PS BankBank Wyalusing, PA83 out of 100, Strong$674.5M11.2%0.10%vs
Saint Nicholas Federal Credit UnionCredit union Wilkes Barre, PA81 out of 100, Strong$3.6M15.0%0.85%vs