Side-by-side · Q2 2026 data
Penn East Federal Credit Union vs Cross Valley Federal Credit Union
Credit union
Cross Valley Federal Credit Union
Wilkes Barre, Pennsylvania · $100 million – $1 billion
Metric by metric
| Measure | Penn East Federal Credit Union | Cross Valley Federal Credit Union |
|---|---|---|
| TellerScore | 74 (stronger) | 65 |
| Capital cushion | 56 (stronger) | 32 |
| Loan quality | 93 (stronger) | 77 |
| Earnings | 46 | 59 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 98 (stronger) | 93 |
| Peer percentile | 63rd | 34th |
| Total assets | $280.4M | $300.0M |
| Deposits / shares | $257.0M | $276.7M |
| Capital ratio | 10.57% (stronger) | 8.23% |
| Problem loans | 0.20% (stronger) | 0.69% |
| Net charge-offs | 0.13% (stronger) | 0.28% |
| Return on assets | 0.65% | 0.98% (stronger) |
| Loans ÷ deposits | 48.9% | 48.2% (stronger) |
| Uninsured deposits | 3.8% (stronger) | 4.1% |
| Offices | 3 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 15.4% | 7.0% |
Penn East Federal Credit Union has the higher TellerScore (74 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Penn East Federal Credit Union leads on 5 and Cross Valley Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.