Side-by-side · Q2 2026 data
Penn East Federal Credit Union vs Penn State Federal Credit Union
Credit union
Penn State Federal Credit Union
Bellefonte, Pennsylvania · $100 million – $1 billion
Metric by metric
| Measure | Penn East Federal Credit Union | Penn State Federal Credit Union |
|---|---|---|
| TellerScore | 74 | 93 (stronger) |
| Capital cushion | 56 | 90 (stronger) |
| Loan quality | 93 (stronger) | 89 |
| Earnings | 46 | 94 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 98 | 98 |
| Peer percentile | 63rd | 97th |
| Total assets | $280.4M | $274.4M |
| Deposits / shares | $257.0M | $238.4M |
| Capital ratio | 10.57% | 14.01% (stronger) |
| Problem loans | 0.20% (stronger) | 0.33% |
| Net charge-offs | 0.13% | 0.02% (stronger) |
| Return on assets | 0.65% | 1.86% (stronger) |
| Loans ÷ deposits | 48.9% (stronger) | 56.4% |
| Uninsured deposits | 3.8% (stronger) | 4.9% |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 15.4% | — |
Penn State Federal Credit Union has the higher TellerScore (93 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Penn East Federal Credit Union leads on 3 and Penn State Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.