Side-by-side · Q2 2026 data
Penn East Federal Credit Union vs Top Tier Federal Credit Union
Metric by metric
| Measure | Penn East Federal Credit Union | Top Tier Federal Credit Union |
|---|---|---|
| TellerScore | 74 (stronger) | 71 |
| Capital cushion | 56 (stronger) | 50 |
| Loan quality | 93 (stronger) | 80 |
| Earnings | 46 | 76 (stronger) |
| Funding & liquidity | 100 (stronger) | 79 |
| Problem-loan coverage | 98 (stronger) | 91 |
| Peer percentile | 63rd | 54th |
| Total assets | $280.4M | $277.5M |
| Deposits / shares | $257.0M | $248.7M |
| Capital ratio | 10.57% (stronger) | 9.97% |
| Problem loans | 0.20% (stronger) | 0.60% |
| Net charge-offs | 0.13% | 0.11% (stronger) |
| Return on assets | 0.65% | 1.39% (stronger) |
| Loans ÷ deposits | 48.9% (stronger) | 80.9% |
| Uninsured deposits | 3.8% (stronger) | 5.5% |
| Offices | 3 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 15.4% | 3.6% |
Penn East Federal Credit Union has the higher TellerScore (74 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Penn East Federal Credit Union leads on 5 and Top Tier Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.