Side-by-side · Q2 2026 data
Penn State Federal Credit Union vs Bhcu Credit Union
Credit union
Penn State Federal Credit Union
Bellefonte, Pennsylvania · $100 million – $1 billion
Metric by metric
| Measure | Penn State Federal Credit Union | Bhcu Credit Union |
|---|---|---|
| TellerScore | 93 (stronger) | 70 |
| Capital cushion | 90 (stronger) | 69 |
| Loan quality | 89 (stronger) | 78 |
| Earnings | 94 (stronger) | 47 |
| Funding & liquidity | 100 (stronger) | 74 |
| Problem-loan coverage | 98 (stronger) | 91 |
| Peer percentile | 97th | 51st |
| Total assets | $274.4M | $276.2M |
| Deposits / shares | $238.4M | $241.7M |
| Capital ratio | 14.01% (stronger) | 11.88% |
| Problem loans | 0.33% (stronger) | 0.67% |
| Net charge-offs | 0.02% (stronger) | 0.14% |
| Return on assets | 1.86% (stronger) | 0.66% |
| Loans ÷ deposits | 56.4% (stronger) | 86.4% |
| Uninsured deposits | 4.9% (stronger) | 13.1% |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Penn State Federal Credit Union has the higher TellerScore (93 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Penn State Federal Credit Union leads on 7 and Bhcu Credit Union on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.