Side-by-side · Q2 2026 data
Pennian Bank vs Pennsylvania Central Federal Credit Union
Credit union
Pennsylvania Central Federal Credit Union
Harrisburg, Pennsylvania · $100 million – $1 billion
Metric by metric
| Measure | Pennian Bank | Pennsylvania Central Federal Credit Union |
|---|---|---|
| TellerScore | 55 | 70 (stronger) |
| Capital cushion | 42 | 56 (stronger) |
| Loan quality | 64 | 79 (stronger) |
| Earnings | 36 | 52 (stronger) |
| Funding & liquidity | 76 | 93 (stronger) |
| Problem-loan coverage | 82 | 93 (stronger) |
| Peer percentile | 11th | 51st |
| Total assets | $667.9M | $138.9M |
| Deposits / shares | $578.9M | $123.9M |
| Capital ratio | 9.24% | 10.56% (stronger) |
| Problem loans | 1.09% | 0.63% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.58% |
| Return on assets | 0.39% | 0.81% (stronger) |
| Loans ÷ deposits | 76.3% | 67.5% (stronger) |
| Uninsured deposits | 21.8% | 5.8% (stronger) |
| Offices | 11 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.6% | — |
Pennsylvania Central Federal Credit Union has the higher TellerScore (70 vs 55). On the 7 directional measures above (where higher or lower is clearly better), Pennian Bank leads on 1 and Pennsylvania Central Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.