Side-by-side · Q2 2026 data
Pennian Bank vs Phoenixville Federal Bank and Trust
Bank
Phoenixville Federal Bank and Trust
Phoenixville, Pennsylvania · $100 million – $1 billion
Metric by metric
| Measure | Pennian Bank | Phoenixville Federal Bank and Trust |
|---|---|---|
| TellerScore | 55 | 67 (stronger) |
| Capital cushion | 42 | 76 (stronger) |
| Loan quality | 64 (stronger) | 58 |
| Earnings | 36 | 51 (stronger) |
| Funding & liquidity | 76 (stronger) | 72 |
| Problem-loan coverage | 82 | 85 (stronger) |
| Peer percentile | 11th | 34th |
| Total assets | $667.9M | $648.0M |
| Deposits / shares | $578.9M | $559.1M |
| Capital ratio | 9.24% | 12.62% (stronger) |
| Problem loans | 1.09% (stronger) | 1.25% |
| Net charge-offs | 0.01% | 0.00% (stronger) |
| Return on assets | 0.39% | 0.77% (stronger) |
| Loans ÷ deposits | 76.3% (stronger) | 88.2% |
| Uninsured deposits | 21.8% | 13.9% (stronger) |
| Offices | 11 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.6% | 13.8% |
Phoenixville Federal Bank and Trust has the higher TellerScore (67 vs 55). On the 7 directional measures above (where higher or lower is clearly better), Pennian Bank leads on 2 and Phoenixville Federal Bank and Trust on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.