Side-by-side · Q2 2026 data
Pennian Bank vs Woodlands Bank
Metric by metric
| Measure | Pennian Bank | Woodlands Bank |
|---|---|---|
| TellerScore | 55 (stronger) | 44 |
| Capital cushion | 42 (stronger) | 39 |
| Loan quality | 64 (stronger) | 11 |
| Earnings | 36 | 67 (stronger) |
| Funding & liquidity | 76 (stronger) | 72 |
| Problem-loan coverage | 82 (stronger) | 56 |
| Peer percentile | 11th | 4th |
| Total assets | $667.9M | $640.3M |
| Deposits / shares | $578.9M | $574.2M |
| Capital ratio | 9.24% (stronger) | 8.86% |
| Problem loans | 1.09% (stronger) | 2.68% |
| Net charge-offs | 0.01% (stronger) | 0.44% |
| Return on assets | 0.39% | 1.18% (stronger) |
| Loans ÷ deposits | 76.3% (stronger) | 78.5% |
| Uninsured deposits | 21.8% (stronger) | 24.2% |
| Offices | 11 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.6% | 4.4% |
Pennian Bank has the higher TellerScore (55 vs 44). On the 7 directional measures above (where higher or lower is clearly better), Pennian Bank leads on 6 and Woodlands Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.