Side-by-side · Q2 2026 data
Peoples Advantage Federal Credit Union vs Healthcare Systems Federal Credit Union
Credit union
Peoples Advantage Federal Credit Union
Petersburg, Virginia · $100 million – $1 billion
Credit union
Healthcare Systems Federal Credit Union
Falls Church, Virginia · $100 million – $1 billion
Metric by metric
| Measure | Peoples Advantage Federal Credit Union | Healthcare Systems Federal Credit Union |
|---|---|---|
| TellerScore | 72 | 73 (stronger) |
| Capital cushion | 100 (stronger) | 64 |
| Loan quality | 0 | 84 (stronger) |
| Earnings | 100 (stronger) | 42 |
| Funding & liquidity | 93 | 99 (stronger) |
| Problem-loan coverage | 84 | 95 (stronger) |
| Peer percentile | 57th | 60th |
| Total assets | $115.3M | $135.5M |
| Deposits / shares | $87.8M | $120.6M |
| Capital ratio | 22.15% (stronger) | 11.41% |
| Problem loans | 3.09% | 0.49% (stronger) |
| Net charge-offs | 1.19% | 0.37% (stronger) |
| Return on assets | 2.88% (stronger) | 0.54% |
| Loans ÷ deposits | 67.6% | 61.6% (stronger) |
| Uninsured deposits | 3.9% | 1.6% (stronger) |
| Offices | 2 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 32.1% | — |
Healthcare Systems Federal Credit Union has the higher TellerScore (73 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Peoples Advantage Federal Credit Union leads on 2 and Healthcare Systems Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.