Side-by-side · Q2 2026 data
People'S Alliance Federal Credit Union vs Latvian Federal Credit Union
Credit union
People'S Alliance Federal Credit Union
Hauppauge, New York · $100 million – $1 billion
Credit union
Latvian Federal Credit Union
Melville, New York · Under $100 million in assets
Metric by metric
| Measure | People'S Alliance Federal Credit Union | Latvian Federal Credit Union |
|---|---|---|
| TellerScore | 67 | 88 (stronger) |
| Capital cushion | 61 | 100 (stronger) |
| Loan quality | 81 | 100 (stronger) |
| Earnings | 38 | 42 (stronger) |
| Funding & liquidity | 80 | 100 (stronger) |
| Problem-loan coverage | 93 | 100 (stronger) |
| Peer percentile | 41st | 85th |
| Total assets | $322.2M | $1.8M |
| Deposits / shares | $282.5M | $1.4M |
| Capital ratio | 11.13% | 25.25% (stronger) |
| Problem loans | 0.58% | 0.00% (stronger) |
| Net charge-offs | 0.66% | 0.00% (stronger) |
| Return on assets | 0.45% | 0.55% (stronger) |
| Loans ÷ deposits | 79.9% | 20.4% (stronger) |
| Uninsured deposits | 7.6% | 0.0% (stronger) |
| Offices | 8 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 56.7% | — |
Latvian Federal Credit Union has the higher TellerScore (88 vs 67). On the 7 directional measures above (where higher or lower is clearly better), People'S Alliance Federal Credit Union leads on 0 and Latvian Federal Credit Union on 7. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.