Side-by-side · Q2 2026 data
Peoples Bank & Trust Company vs Coffee County Bank
Metric by metric
| Measure | Peoples Bank & Trust Company | Coffee County Bank |
|---|---|---|
| TellerScore | 93 (stronger) | 76 |
| Capital cushion | 97 (stronger) | 46 |
| Loan quality | 99 (stronger) | 94 |
| Earnings | 90 | 100 (stronger) |
| Funding & liquidity | 75 (stronger) | 61 |
| Problem-loan coverage | 100 (stronger) | 97 |
| Peer percentile | 98th | 64th |
| Total assets | $168.6M | $427.6M |
| Deposits / shares | $142.6M | $384.2M |
| Capital ratio | 14.70% (stronger) | 9.65% |
| Problem loans | 0.02% (stronger) | 0.18% |
| Net charge-offs | 0.02% (stronger) | 0.03% |
| Return on assets | 1.76% | 2.56% (stronger) |
| Loans ÷ deposits | 79.6% (stronger) | 94.4% |
| Uninsured deposits | 20.3% | 19.0% (stronger) |
| Offices | 1 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Peoples Bank & Trust Company has the higher TellerScore (93 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Peoples Bank & Trust Company leads on 5 and Coffee County Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.